TotallyMoney Unveiled: Smart Solutions for Your Money Total

TotallyMoney Unveiled: Smart Solutions for Your Money Total

Explore how TotallyMoney, a financial platform, offers a range of tailored financial products and services including credit cards, loans, and mortgages to help you take control of your money total.


The journey to financial success requires a clear understanding of your financial situation, well-informed decisions, and taking the right actions at the right time. However, the world of personal finance and credit can be complicated and overwhelming for many people. In the face of this challenge, TotallyMoney emerges as a powerful ally for individuals seeking a simpler, more transparent, and smarter approach to managing their finances. Launched in 2007, TotallyMoney has continuously evolved with the sole purpose of helping people take control of their financial lives by demystifying credit and providing access to tailored financial products. In a world where your credit profile can open doors or erect barriers, TotallyMoney is committed to making credit fairer, clearer, and more accessible to everyone.


TotallyMoney was founded in 2007, with the vision to simplify the complex world of credit and finance. Over the years, the company has grown exponentially, driven by its commitment to providing transparent and helpful financial services. TotallyMoney has made it easier for consumers to understand their credit scores, find suitable financial products, and manage their finances effectively.

Log In

Accessing TotallyMoney is a breeze. Simply visit their website or download the mobile app, available for both iOS and Android devices. Click on the "Log In" button and enter your email and password. If you're a new user, you'll need to create an account by providing some basic information and verifying your identity. Once you're logged in, you'll have access to a range of financial tools and services.

How it Works

TotallyMoney provides a simple yet comprehensive platform to manage your finances:

Free Credit Report & Score

Get your free credit report and score, updated monthly. Understand the factors affecting your score and receive tips on how to improve it.

Financial Products

TotallyMoney's platform allows you to compare and apply for various financial products, including credit cards, loans, and mortgages. Find the best deals based on your credit profile and financial needs.

Personalized Offers

Receive personalized financial offers tailored to your credit profile. TotallyMoney uses smart algorithms to match you with the most suitable products.

Credit Insights

Access insightful articles and resources to learn more about credit, personal finance, and how to make better financial decisions.

Why Join It


TotallyMoney provides a transparent view of your credit report and score, helping you understand your financial situation.

Personalized Recommendations

Receive personalized financial offers tailored to your credit profile, increasing your chances of approval.

Ease of Use

The user-friendly interface makes it easy to manage your finances, compare financial products, and access your credit report and score.


TotallyMoney empowers you to take control of your finances, make better financial decisions, and work towards your financial goals.

Credit Report

Your credit report is a detailed record of your credit history, including open and closed credit accounts, payment history, and other relevant information. It is used by lenders to assess your creditworthiness when you apply for credit. TotallyMoney provides a free credit report and score, helping you understand your credit profile, identify any errors, and take steps to improve your creditworthiness.


1. Credit Cards:

Cards for Poor Credit

If your credit history is less than perfect, TotallyMoney offers credit cards designed for those with poor credit. These cards can help you rebuild your credit over time if used responsibly.

Balance Transfer Cards

Transfer high-interest credit card balances to a card with a lower interest rate. This can help you save money on interest payments and pay off your debt faster.

0% Purchase Cards

These cards offer a 0% interest rate on purchases for a specified period, making it easier to make large purchases and pay them off over time without incurring interest.

Cashback Cards

Earn cash back on your purchases. This can be a great way to save money on everyday expenses.

2. Loans:

Personal Loans

Borrow money for a variety of purposes, such as consolidating debt, making home improvements, or covering unexpected expenses. Personal loans typically offer fixed interest rates and monthly payments, making it easier to budget for the repayment.

Loans for Bad Credit

If you have a poor credit history, you can still get a loan through TotallyMoney. These loans may have higher interest rates, but they can be a good option if you need money and have few other options.

Homeowner Loans

Also known as secured loans, these loans are backed by the equity in your home. They can be a good option if you need to borrow a large amount of money or if you have a poor credit history.

Car Finance Loans

Borrow money to purchase a vehicle. Car finance loans can be secured or unsecured, and the terms can vary based on factors like your credit score, the age of the vehicle, and the loan amount.

3. Mortgages:


Refinance your existing mortgage to take advantage of lower interest rates, change the terms of your loan, or access the equity in your home.

First-Time Buyer

If you're buying a home for the first time, TotallyMoney can help you find a mortgage that fits your needs and budget. This can be a great way to get into the property market and start building equity.


Invest in rental properties with a buy-to-let mortgage. These mortgages are designed for investors who want to purchase property and rent it out to tenants.

With its diverse range of financial products, TotallyMoney caters to the needs of a broad spectrum of consumers, from those looking to rebuild their credit to those seeking to invest in property. Whether you need a credit card, a loan, or a mortgage, TotallyMoney provides you with tailored options based on your credit profile and financial needs, making it easier to find the right financial products for your situation.


In a complex and ever-changing financial landscape, TotallyMoney stands out as a reliable and user-friendly platform that empowers users to take control of their finances. The company's commitment to transparency, personalized recommendations, and consumer empowerment sets it apart from other financial services providers. By providing free access to credit reports and scores, insightful resources, and tailored financial product recommendations, TotallyMoney is much more than just a financial tool - it is a trusted partner on your journey to financial success. In an era where credit plays a pivotal role in our lives, it is more important than ever to have a comprehensive understanding of your financial situation and access to suitable financial products. With TotallyMoney by your side, you are better equipped to navigate the complexities of the credit world, make informed decisions, and achieve your financial goals. Join TotallyMoney today and embark on a journey towards a brighter financial future.

Have you tried TotallyMoney? Tell us your experience! 

Send your review
This article was updated on 23 may 2024